Auto Owners Insurance Types
Learn more about choosing the right car insurance.
Collision insurance covers damages to your vehicle when you’ve been in an accident.
Personal Injury Protection (PIP) covers medical expenses and other related expenses (such as work related losses) regardless of fault.
Medical Payments Insurance pays for medical or funeral expenses if you and/or your passengers are hurt in a collision. This is additional protection if normal health insurance limits are exceeded.
Comprehensive insurance pays for damages to your vehicle that are unrelated to a collision (such as theft and natural disasters)
Uninsured Motorist Insurance pays for you if the at-fault driver doesn’t carry liability insurance.
Rental Reimbursement Insurance covers the costs of a rental car while your damaged vehicle is in the shop.
Liability insurance covers damages to another person’s property and related injuries if you’re at fault.
Under Insured Motorist Insurance pays for you if the at-fault driver doesn’t carry enough liability insurance.
Emergency Road Service covers the cost of roadside services such as towing and jump-starts.